Appraisal Consultants Hawaii, LLC is your FHA certified appraisal companyThe FHA keeps a roster of approved appraisers for each state - Appraisal Consultants Hawaii, LLC is on the roster of approved appraisers for HI. If you have an FHA-loan, be sure to hire Appraisal Consultants Hawaii, LLC, as we are approved and qualified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Appraisal Consultants Hawaii, LLC is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Appraisal Consultants Hawaii, LLC if you need an appraisal done for an FHA-secured loan. An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending company provides all the money in the loan; the FHA simply secures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-backed financial transaction; the purpose of the Federal Housing Administration is to aid credit-worthy potential buyers to meet expectations and qualifications for lending agencies that they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly useful to those homebuyers with less accessible funding. |